Q: Is anybody part of a Houston BMW club that gets you cheap rates on your car insurance?

A: I’m a member of the Houston BMW club Car Club of America. It’s really awesome because I get to associate with people who are as obsessed with BMWs as I am, and yes, the Houston BMW club does offer discounts on your car insurance premium. I think I get a ten percent discount on mine from being part of the Houston BMW club.

Membership in the Houston BMW club is useful for a lot more things that just that. They offer a course on learning how to handle high performance cars, so if you have one of the sporty models of the BMW brand then you can take this course and learn how to make the most of your car. Even if you don’t have a car, the Houston BMW club allows you to rent a Miata (kind of weird, since that’s a Mazda…) and take the course with that.

A: What kind of BMW do you have? I’m part of a Houston BMW club, too, called the BMW Club of Houston, but it’s for owners of BMW motorcycles, and this Houston BMW club was founded by 4DStar BMW, which sells BMW motorcycles.

It only costs $18 to join, but you have to apply and the members judge on your application when they meet. We meet every Thursday night and a lot of us also meet on Sunday mornings, and we have a lot of events where we go riding together and rallies as well. And yeah, you also get a motorcycle insurance discount from the Houston BMW club if you’re accepted as a member.